Logic Flowchart
Succession & Insurance Dashboard
SUCCESSION PLANNING INTEGRATION
Buy-Sell Agreement Funding
BUSINESS VALUATION
(from Financials)
EQUALIZATION CALCULATOR
Active Heirs:
Business Equity
2
Non-Active Heirs:
Insurance Benefit
1
RECOMMENDATION: Key Person Policy
KEY PERSON ALERT
Critical Project Dependence:
JOHN DOE (Project Alpha)
LOGIC:
GAP = (RiskExposure × IndustryMultiplier) –
– CurrentPolicyLimit
Risk Exposure
$5.0M
Multiplier
×1.5
Gap
$4.0M
INSURANCE NEEDS & GAP ANALYSIS
INSURANCE NEEDS & GAP ANALYSIS
- Coverage Gap
- Current Coverage
Dynamic Premium Forecast (2026)
AUTOMATED INSURANCE TRIGGERS
Valuation Trends by Industry
Client Risk & Coverage Overview
0
Critical Clients
0
Need Attention
0
Healthy
No clients found. Add clients to see risk overview.
What-If Scenario Simulator
Adjust inputs to see impact on buy-sell agreement
Business Valuation
Base: $5.00M
+0%
$5.00M
Life/Disability Coverage
Base: $2.00M
+0%
$2.00M
Industry Risk Multiplier
Base: ×1.5
+0.0
×1.5
Funding Gap / Surplus
$3.00M
No change
Additional Insurance Needed
$5.50M
No change
Equity / Active Heir
$2.50M
No change
Insurance / Non-Active Heir
$2.00M
No change
SCENARIO RECOMMENDATION
⚠️ Under this scenario, you need an additional $3.00M in coverage to fully fund the $5.00M buy-sell agreement.